General Competencies
I understand the importance of setting clear, measurable financial goals.
I can explain the relationship between risk and return in investing.
I understand the difference between stocks, bonds, ETFs, and mutual funds.
I can distinguish between short-term and long-term investment strategies.
I can read and interpret basic financial news and understand how it affects markets.
I understand how diversification reduces risk.
I understand that financial goals vary between individuals, and can create a portfolio that works for someone else’s needs.
I can critically evaluate one’s financial situation and goals and help them plan for their future using all competencies from earlier days.
Advanced Competencies
I can analyze a company using fundamental analysis, specifically P/E ratios, earnings reports, and revenue growth.
I can analyze a company using technical analysis, using charts, tables, and indicators.
I can construct a diversified portfolio using modern portfolio theory (e.g., balancing risk/reward across asset classes).
I understand dollar-cost averaging, when/why to change an investment allocation, and when to exit a position.
I can assess current market conditions to create a well-diversified, responsive portfolio.